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Informative articles on insurance, safety and risk for you, your family or your business. Each article includes a link for you to share with anyone who may benefit.
Who needs a hurricane when you have Minnesota tornados, straight line wind and hail?
Wouldn't it be wonderful if, when you raked your front lawn this autumn, each and every fallen leaf were a hundred dollar bill? If Fall was actually short for "windfall"? If money really did grow on trees? Sadly, these fantasies aren't likely to come true anytime soon. And this fall, with the economy being what it is, chances are you'll be looking for ways to cut back on your expenses and save.
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Homeowner's Insurance premiums have been increasing dramatically during the past two years.I anticipate that this will continue for 2013 and possibly into 2014.With changes in the weather patterns storms have become more severe.Extensive damage to roofs and siding has resulted in very large claims not anticipated or incurred 5 years ago.Even though a homeowner has not had a claim, rates will increase.
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The law of large numbers is a statistical concept that relates to probability. It is one of the factors insurance companies use to determine their rates.
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You may consider yourself well versed when it comes to the ins and outs of business insurance in Minnesota, especially if you own a business in Minnesota. But just how accurate and in-depth is your knowledge? In the spirit of fall, which is back to school time, take this quiz to test your awareness of business insurance myths and truths.
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When one of your kids is going to college in Minnesota or out-of-state, there's so much to think about: the cost of tuition, packing all the right things to take along, and registering for the proper classes, not to mention the powerful emotions that arise when one of your fledglings makes the bold leap out of the nest and flies away. One important matter that may be easily forgotten amidst all these other concerns is that of insurance. In particular, health and property are two aspects of every college student's life that may require new coverage.
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Chances are you already have a number of different insurance policies in place. It's almost inevitable, however, that even with all that protection, there are some cracks in your coverage. Umbrella insurance is designed to essentially seal those cracks, so that all your bases are covered. It will, metaphorically speaking, shield you from the storms that may come in the form of accidents and other unforeseen events that your existing policies aren't equipped to fully cover.
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Insurance premiums are not decreasing.Due to extreme weather and other factors in Minnesota, almost all insurance companies have increased or will increase their policy premiums.It is anticipated that rates may increase significantly again next year.
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