Our Blog
Informative articles on insurance, safety and risk for you, your family or your business. Each article includes a link for you to share with anyone who may benefit.
In many parts of the country, water abounds as winter winds down. Melting snow and rain seem to make the whole world a watery place. Slushy, icy environments are common, making roads hazardous and driving a dangerous proposition. But too much water can even create problems in what seems like the safest of all places: home. When the quantity of water in and around your home is too much for your water removal systems to deal with, you have what is known as water back up.
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Those of us in Minnesota who took our Drivers' Ed classes in decades past certainly remember the oft-repeated phrase "ten and two." Ten and two is a kind of code for the positions one's hands should take on a steering wheel. If the steering wheel is a clock, we were all told that you should place your right hand at two o'clock and your left at ten o'clock. Keeping your hands thus positioned would enable you to steer effectively and retain the greatest control over your vehicle. Ten and two! It's practically gospel, right?
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Do you consume health care wisely? This is the month for Minnesota resident to consider that question.
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Food, gas and other common items continue to rise in price.Items that afftect your insurance premiums continue to cost more too...and that drives up the cost of insurance.
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Red hearts, chocolate, lace, and roses: it's that time of year again. With February comes Valentine's Day, and with Valentine's Day comes thoughts of love. While Valentine's Day emphasizes romantic love, or eros-the kind of love that results when Cupid's arrow penetrates a heart and inspires swoony, smitten feelings of attraction and desire-it's also a time to celebrate other forms of love, like the love a parent has for a child, the love between friends, or the quiet, strong and steady love between long-married spouses. Indeed, Valentine's Day is a time to honor all kinds of love.
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Insurance can be a tricky business. Shopping for can feel intimidating because there are so many providers and plans to choose from, so much fine print...and so many misconceptions! Yes, myths abound in the insurance world, and they are perpetuated as readily and colorfully as any fairy tales or legends.
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Most business owners in Minnesota are so preoccupied by what's happening in the present-customers or clients to serve, bills to pay, employees to manage-that they scarcely have a free moment to think about the future. But the future comes much sooner than most of us expect, and it's smart for business owners to ask some serious questions about it. What would happen to your business, and your family, in the even of your death? Do you have the right life insurance policy in place, one that recognizes the role your business plays in the financial health of your family? Here are a few future-related questions for business owners-ones that, fortunately, we can answer.
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One of the best ways to beat the winter blahs is to stay active. When the weather in Minnesota is chilly, the sky is gray, and your mood is blue, it's smart-and fun-to get out and get moving. Downhill and cross-country skiing, snowboarding, and ice-skating are just a few classic winter sports that make many people look forward to the most frigid time of year. But, like all sports, these winter sports can be dangerous. Accidents are common, and costly. Use the following tips to stay safe during winter sports season, and protect your finances in the event of a mishap.
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