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Informative articles on insurance, safety and risk for you, your family or your business. Each article includes a link for you to share with anyone who may benefit.

Fri, May 17th, 2013

In February, a meteor-now known as the Chelyabinsk projectile-exploded over the Russian city of Chelyabinsk and the surrounding Ural region as it zoomed toward Earth. More than a thousand people were hurt by flying, broken glass. The meteor shattered countless windows, set off car alarms, and blew off doors. The energy of the blast was 40 times as powerful as the Hiroshima bomb! Though the whole thing happened in seconds-climaxing with a flash of blindingly bright light at the moment of impact-the effects of the incident were widespread. Footage of this event is readily visible online; check out the breathtaking-and terrifying-clips in this You Tube film:
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Fri, May 10th, 2013

Home sweet home is an obvious place to give a good scrubbing once springtime in Minnesota arrives. It's time to wipe the grime out of every nook and cranny, wash the carpets and curtains, and pack away the space heaters and down blankets.
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Fri, May 3rd, 2013

We all know that pollution affects the soil, air, and water in our outdoor environment. Many of us in Minnesota have taken measures to minimize harm to our planet, but what about our indoor environments-the places we call home?
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Fri, Apr 26th, 2013

Imagine this scenario: You're driving to work early one morning, and you stop at a red light. The insufficiently caffeinated driver behind you still has sleep in his eyes, and doesn't hit his brakes in time. He crashes into your back end-not too hard, but hard enough to elicit some concern, and maybe even a curse word or two. You both get out of your vehicles, and when you check your rear bumper for damage and see none-not even a scratch!- you shake hands, get back in your cars, and finish the drive to work.
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Fri, Apr 19th, 2013

There's no doubt that your lifestyle choices can make you healthy or unhealthy. And, unsurprisingly, your environment has enormous influence over your lifestyle. We've all heard that certain nations and even states have healthier populations than others, but even your neighborhood can help to make or break your health. In fact, studies have indicated that life expectancy can differ by as many as ten years from one neighborhood to the next, even if those neighborhoods are side by side!
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Fri, Apr 12th, 2013

If you are a business owner in Minnesota who pays for your employee's health coverage and sick leave, you have good reason to motivate these employees to stay healthy. Good employee health translates to good financial health for you and your business!
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Fri, Apr 5th, 2013

It's fitting that the month during which we celebrate Earth Day is also National Lawn & Garden Month. Spring in Minnesota is finally in full force, and this is the ideal time to nurture and beautify your own small patch of earth-your yard or garden. Here are some earth-friendly ways to turn your outdoor living space into a paradise. If you live in an apartment and don't have your own patch of land, consider implementing these ideas in a community garden that you can share with neighbors!
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Fri, Mar 29th, 2013

Hockey is a notoriously rough sport, and no part of the body is more vulnerable to injury by that cold, hard ice or that fast-flying puck (not to mention a fellow player's fist or elbow) than the head. Concussions abound in the NHL, with more and more-many of them undocumented-happening every year. Former hockey star Keith Premeau, who suffered at least four concussions during his career, told the L.A. Times in 2011 that his career was cut short by his head injuries. "[T]here isn't a day that goes by that I don't sense I've damaged my brain," he said. This is sad, but not surprising, as concussion-related symptoms can last for years.
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