Our Blog
Informative articles on insurance, safety and risk for you, your family or your business. Each article includes a link for you to share with anyone who may benefit.
Is Facebook still a "friend" to the social media user who values some semblance of privacy? With the advent of Graph Search, Facebook's internal search engine, which allows users to search for comments, photo captions, photos, and other material posted by themselves or anyone else, many Facebook users are feeling that their privacy is a thing of the past, like those other casualties of technology, such as the handwritten letter and the answering machine.
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For those of us in Minnesota who are guilty of putting the pedal to the metal, cruise control has seemed like a real blessing. With the press of a button, you can pull your lead foot off of that accelerator, keep your vehicle at a safe and consistent speed, and avoid an expensive speeding ticket. Some cars are even so "smart" that they can automatically adjust their own speeds when cruise control is in effect, keeping a safe distance from the car in front of you. Cruise control enables you to keep the road a bit safer for everyone...right?
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Homeownership is one of the great American dreams, an achievement virtually all of us aspire to. There's something about having a little part of planet Earth to call your own that inspires a sense of both security and pride. Getting the keys to your very first home is almost always cause for celebration: you open the door, cross the threshold, and enter your very own castle - whether it be an apartment, a condo, or a single-family home - and prepare to reign happily over a kingdom characterized by peace, coziness, and serenity, a haven and sanctuary from the travails of the world outside.
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No matter what your personal feelings may be about social media-maybe you love it and use it frequently to stay in touch with old friends while connecting with new ones, or perhaps you see it as a waste of time and an infringement on your privacy-as a business owner, you should utilize it. To fail to do so is a slight to your business and a limit to its potential.
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Which do you think is a more bacteria laden surface-a toilet seat or a smartphone? Surprisingly enough, in many cases, it's the latter. Recent research has revealed that smartphones can harbor a surprising amount of bacteria.
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For a long time, most devoted exercisers have adhered to the rule that a sustained stretch of aerobic exercise-one that kept your heart pounding for at least 10 minutes-was what garnered the desired results: a healthy weight and a fit body, not to mention less money shelled out on health insurance co-payments!
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As a small business owner in Minnesota, you've likely invested significant time, imagination, and money into getting your enterprise off the ground. Sure, maybe you're not a big company with dozens of employees and stockholders. Maybe, in fact, you're the only employee. But you still have plenty to lose, and after all your efforts, it would be awful to suffer the financial and emotional blow of being sued by a patron or client. This is why liability insurance is so crucial, even for the littlest of businesses.
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If you were in the path of the August 6, 2013 hail storm, you will probably have someone knocking on your door telling you that you have hail damage.You may or may not have damage.It depends upon the size of the hail and the age/condition of your roof and type of siding, etc.If you have any questions, please call your agent or call the Insurance Advantage main office at 952-746-5770.
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