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Informative articles on insurance, safety and risk for you, your family or your business. Each article includes a link for you to share with anyone who may benefit.
Approximately one out of four adults experiences mental health problems each year, but over half of those never receive treatment. The impact of untreated mental illness stretches far and wide, affecting everything from lifespan and quality of life to employee productivity and economic security. Mental Health Awareness Week, Oct. 5-11, is a time to recognize those who suffer from mental illness, and to increase public awareness and education about this critical issue.
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If you're a business owner in Minnesota, allowing employees to take a smart phone break during work hours probably sounds like a pretty lousy idea. But a recent study suggests that doing just that might actually be good for morale and productivity, too.
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Jack and Sara, the newly engaged college sweethearts we've been tracking during their romantic summer road trip, have had quite an eventful adventure. When we last checked in, they were recovering from having crashed their car into their host's garage in New Orleans, from the unfortunate theft of Sara's fancy camera from their Nashville motel room, and from Jack's debilitating bout of food poisoning. What additional surprises might the road have in store for our lovebirds?
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We all get nervous when we read in the local news that our favorite restaurant has earned a violation from the health department. But how many of us use the same level of care we expect from a quality establishment when preparing meals in our own homes?
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Back-to-school season can be both exciting and stressful; families in Minnesota are typically busy shopping for backpacks and school supplies while trying to squeeze in a few more pool days before the leaves fall.
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By now, we should need little convincing that sensory overload while driving can lead to unsafe decisions on the road and sometimes accidents. But what about sensory underload?
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Even if you never have a claim, premiums will always increase some due to the cost of repair and replacement increases.On a positive note:It appears that the huge increases of the past 3-4 years may be declining.This year, the improved weather so far (through 8/29) has reduced the number of Minnesota catastrophe losses.However, the weather forecast for August 30-31 includes severe weather, which could bring major losses again.There are other factors beside the weather that impact premiums, such as insurance company investment returns, the volume of non-catastrophe related losses in your geographic area, age of your home, construction materials that make up your home, fire protection in your area, your personal claims history, your pets, your coverage, your credit score and more.It may surprise you that homeowner's insurance in Minnesota is not a profit center for most companies.
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A study published just last month explains that it isn't merely a lack of physical exercise that leads to poor cardiovascular health. It turns out that the very act of sitting is also hard on the heart, even in a person who exercises.
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